NorthPeak

Rate My Bill

Anonymous. See how what you pay for internet, mobile, home insurance, or hydro stacks up against other Ontarians — and what switching could save you. Free, no sign-up, nothing identifying.

What do you pay?

Enter what leaves your account each month for this bill. No name, email, or account number — ever.

Your result

marker in the app. It is fully self-contained: inline CSS, zero external dependencies, zero network requests. Usage (from the app, after the comparison engine returns data): window.renderRateMyBillCard({ billType: 'internet', // 'internet' | 'mobile' | 'home-insurance' | 'hydro' percentile: 91, // % of Ontario submissions paying <= this user's amount amount: 110, // user's monthly bill, CAD median: 75, // Ontario median for this bill type, CAD savings: 35, // overpaying: amount-median | doing great: median-amount sampleSize: 1284 // number of anonymous Ontario submissions compared (optional) }); The card NEVER invents numbers: it renders only what is passed in. If sampleSize < 30 the engine should not call this at all (see card-spec.md). ============================================================ -->

Your bill

All figures on this page are estimates from published averages and a statistical model — not quotes, and not a guarantee of savings. See “How this works” below.

How this works & sources
  • Percentile comes from a lognormal model around the published baseline (documented in our methodology). As real community bills arrive, published sources keep at least 20% weight.
  • “Could save” compares your bill to the estimated 25th percentile (baseline × 0.75). It is a planning estimate, not a guaranteed saving.
  • Your submission is anonymous: we send only a $10 amount band and a percentile bucket — never your exact bill, name, or email.
Wiring contract for Track 1: - Set window.rateMyBillResult = { percentile: <0-100>, savings: } BEFORE this fragment renders. - The guard script below hides EVERY box unless percentile >= 60 and fills each [data-savings-slot] with the computed savings figure. - Replace each comment + placeholder href with a real program URL when one is secured, and flip that box's disclosure label to "Affiliate link". ============================================================ -->

Sponsored

Paying more than most for internet?

Your bill sits above the 60th percentile for Ontarians. Switching to a comparable plan could save you around $–/month based on your result. Compare current provider offers below — prices change often, so check what's live in your area.

Compare cheaper providers

Rather negotiate than switch? Beat Your Bills negotiation pack ($19) — word-for-word call scripts for Canadian providers.

Sponsored. Savings shown are computed from your result, not guaranteed. How we make money

Sponsored

Your mobile bill is above average

You're paying more than most Ontarians on a comparable plan. A switch could save you around $–/month based on your result. Budget carriers often match the big networks on coverage for far less — worth a look before your next renewal.

Compare cheaper mobile plans

Rather negotiate than switch? Beat Your Bills negotiation pack ($19) — word-for-word call scripts for Canadian providers.

Sponsored. Savings shown are computed from your result, not guaranteed. How we make money

Save on insurance

Your home insurance looks high

Your premium is above the 60th percentile. Home-insurance rates vary widely between providers for identical coverage — shoppers who compare typically find meaningful differences. Estimated potential saving: $–/month, based on your result.

See how Ontario providers compare

Rather negotiate than switch? Beat Your Bills negotiation pack ($19) — word-for-word call scripts for Canadian providers.

Editorial link to our own comparison guide. Savings shown are computed from your result, not guaranteed. How we make money

Lower your bill

Your hydro bill is running hot

You're above the 60th percentile for hydro. You can't switch providers in Ontario — but high bills are often an efficiency problem. Estimated potential saving: $–/month, based on your result. Two places to start:

Want the negotiation scripts too? Beat Your Bills negotiation pack ($19) — includes the hydro price-plan scripts.

Links to our own free calculators. Savings shown are computed from your result, not guaranteed. How we make money

Privacy: this tool collects no name, no email, no account number. The calculator runs in your browser; your anonymous, banded bill is sent to NorthPeak so community averages can improve. Questions: northpeakestimates@proton.me.